The Advocacy Fight to Save Enhanced ACA Subsidies is Heating Up: What This Means for People with Chronic and Complex Conditions

The difference between the expected contribution and the premium amount for a silver benchmark plan is the amount someone gets in PTCs. [...] Because the enhanced PTCs have Elimination of •For the first time, ARPA expanded PTCs to people making over coincided with the end of the COVID- 400% FPL, eliminating this eligibility "cliff," that harmed people 400% FPL with incomes on the cusp of eligibilityera Medicaid continuous coverage •Now, anyone can get some amount of PTCS as long their requirement, they have also been an "cliff" marketpl. [...] People eligible for CSRs must Sharing Affordability choose a silver level plan to get the CSR benefits, but the CSRs lower the individual’s deductible and cost-sharing The Center on Budget and Policy Priorities amounts under the plan, making it function more like a (CBPP), working with a coalition of stakeholders, platinum or gold plan. [...] The enhanced PTCs mean that premiums or unaffordable cost sharing and these individuals can apply their enhanced PTC to a higher included extending the enhanced PTCs as an metal level plan, enabling them to afford the premiums for important federal policy intervention to improve a plan with more generous cost sharing. [...] An analysis from the Urban Institute found that: In 2022, when the enhanced PTCs were first set to expire, people eligible for PTCs with incomes between 150 and 400% of FPL would pay more than $1,000 more annually per person for a silver plan, and people with incomes above 400% of FPL who would l...